Conditions of use

This website (the "Site") is owned by Citrus Pension Plan Trustee Ltd and operated by Hymans Robertson on their behalf. Citrus Pension Plan Trustee Ltd is a limited company registered in England and Wales with registered number 10255689 with its Registered Office at One London Wall, London EC2Y 5EA and VAT No: 158 5783 62.

Your use of this site

In these Website Conditions of Use (hereinafter "Conditions of Use") "you" or "your" or "yours" means anyone accessing this Site and "we", "us" or "our(s)" means Citrus Pension Plan Trustee Ltd and/or Hymans Robertson, as appropriate.

Your use of this Site is subject to these Conditions of Use and by using this Site you agree to be bound by these Conditions of Use. Please read these Conditions of Use carefully before accessing any other pages in this Site. Your use of this Site is conditional upon your acceptance of these Conditions of Use. If you do not agree to these Conditions of Use, please leave this Site immediately.

We reserve the right at any time to change, suspend or withdraw this Site for any reason.

We may amend these Conditions of Use from time to time. Every time you wish to use the Site, please check these Conditions of Use to ensure you understand the terms that apply at that time.

You may not use this Site in any way that:

  1. Breaches any applicable local, national or international law or regulation;
  2. Is unlawful or fraudulent or has any unlawful or fraudulent purpose or effect;
  3. Knowingly introduces viruses, trojans, worms, logic bombs or other material which is malicious or technologically harmful; or
  4. Transmits, or procures the sending of, any unsolicited or unauthorised advertising or promotional material or any other form of similar solicitation (spam).

You agree not to access without our authority, interfere with, damage or disrupt:

  1. Any part of this Site;
  2. Any equipment or network on which this Site is stored;
  3. Any software, code or underlying calculation tools used in the provision of this Site; or
  4. Any equipment or network owned or used by any third party.

Third party sites

Reference may be made and hypertext links provided within this Site to world wide websites maintained by third parties (each a "Third Party Site").

We have no control over Third Party Sites and do not endorse or approve the content of any Third Party Site. We make no warranties, representations or undertakings about (including, without limitation, any as to the quality, accuracy, completeness, timeliness or fitness for any particular purpose of such content) of any Third Party Site.

Accuracy of content and liability

This Site provides general information on the Citrus Pension Plan and related matters of interest only (which does not constitute financial, legal or professional advice). You should seek advice from the appropriate professional advisors who have full knowledge of your situation. Unless otherwise stated no reliance should be placed on any of the information contained in this Site (other than these Conditions of Use).

This Site is intended for use in the United Kingdom and is not applicable to other jurisdictions.

While we use reasonable efforts to include accurate and up to date information in this Site we make no warranties, representations or undertakings about any of the content of this Site (including, without limitation, any as to the quality, accuracy, completeness, timeliness or fitness for any particular purpose of such content).

We exclude to the fullest extent permitted by applicable law all liability in connection with:

  1. Your access to and/or use of this Site or any Third Party Site;
  2. Any reliance you place on any of the information contained in this Site or any Third Party Site;
  3. The content of any Third Party Site including, but not limited to, liability arising out of any allegation that the content of any Third Party Site infringes any law or the rights of any person or entity;
  4. Access and/or use of this Site from outside the United Kingdom; or
  5. Any damage or loss caused by computer viruses originating from this Site or a Third Party Site.

Nothing in these Conditions of Use purports to exclude, limit or restrict our liability for death or personal injury resulting from our negligence (or the negligence of our officers, agents or employees) or any other matter in respect of which liability cannot by applicable law be limited.

Computer viruses

We will use reasonable endeavours to ensure that this Site does not contain any computer viruses. However we recommend that you virus check all downloaded material and regularly check your computer for viruses.


You may link to the Site, provided you do so in a way that is fair and legal, does not damage our reputation or take advantage of it and does not bypass the relevant legal and regulatory information we have included on the Site.

You must not establish a link in such a way as to suggest any form of association, approval or endorsement on our part where none exists.

You must not establish a link to the Site in any website that is not owned by you.

The Site must not be framed on any other site.

We reserve the right to withdraw linking permission without notice.

If you wish to link to or make any use of content on the Site other than that set out above, please contact us.

Intellectual property

We (or the relevant third party owner of the intellectual property rights ("Third Party Owner")) retain all ownership and intellectual property rights (including any copyright and database rights) to all material, devices, service marks, trade marks and logos displayed in this Site.

Nothing in this Site shall be construed as conferring any right to any copyright, trade mark or other proprietary interest of ours or any third party.

You may copy the materials on this Site to the extent necessary to view this Site and you may print pages from this Site for your own personal use using normal browsing software. Reproduction of part or all of the contents of this Site in any other form or for any other use is prohibited without our express written permission or that of the Third Party Owner.

You may not remove any product identification, copyright notices or other notices from the materials or any copies of the materials which you may have made or printed for your own personal use.

No part of this Site may be distributed or transmitted in any form or by any means, electronic or mechanical.

None of the content of this Site may be copied or otherwise incorporated into or stored in any other website, electronic retrieval system, publication or other work in any form (whether hard copy, electronic or other).

You may not modify, decompile, reverse engineer, disassemble, rent, lease, loan, sell, sub-licence or create derivative works from this Site or its content. Nor may you use any network monitoring or discovery software to determine this Site architecture or extract information about usage or users.

Trade mark information

A listing of all United Kingdom registered and unregistered trade marks owned or licensed by us is available on request. We may update this list from time to time and it is not intended to be comprehensive. The fact that a mark is not listed does not mean that we and/or our licensors do not use the mark or that the product or service to which the mark pertains is not actively marketed. All trade marked names and/or logos, whether indicated as such or not or whether included in the list or not, are our property (or that of our licensor) and nothing contained in these Conditions of Use should be construed as granting any licence or right to use any of the trade marks without our prior written consent.

Privacy and Cookies

When using our Site, as well as these Conditions of Use, you must also read and consent to our Cookies Policy (which provides information on our use of cookies).


If in our sole opinion you have failed to comply with any of the provisions of these Conditions of Use, then we may take all or any of the following actions:

  1. Immediate, temporary or permanent withdrawal of your right to use this Site or any part thereof;
  2. Take further legal action against you; and/or
  3. Disclose such information to law enforcement authorities as we reasonably feel is necessary.


These Conditions of Use and the content of this Site shall be governed by English law and you agree that the English courts shall determine and shall have exclusive jurisdiction in respect of any disputes relating to your access to or use of this Site.

You are responsible for compliance with any applicable laws of the country from which you access this Site.