How it works

DB master trusts are an efficient, affordable way for employers to ensure their DB scheme is taken care of in a quality pension plan managed by experts.

Employers transfer their scheme’s assets and liabilities into their own ‘section’ of a larger DB trust, and then close down their old scheme. This consolidates the running of the scheme into the DB master trust alongside other schemes and employers.

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For Employers

As a not-for-profit, the economies of scale we achieve are passed onto you. This, combined with our independent structure and effective use of resource, ensures cost management at every stage of your journey.

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For Trustees

Through partnering with you, you retain control of your scheme, and we deliver the rest. Our employer oversight board enables all employers to play a more active role if they’d like.

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For Members

Citrus aims to provide the best possible service for members of the scheme. You can access details about your Citrus pension, including statements and payslips as applicable, using the Citrus PRISM portal.

Your Citrus Pension Plan details

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